Let us start off by saying, “Thank you”, to everyone who helped make our 2012 one of the most successful years ever. We always are in awe of the loyalty people show us by referring us to their friends and associates. We couldn’t have done it without you.

Mick  and his “little brother”, Edwin went shopping for toys to donate to Toys for  Tots.  That is always one of our favorite activities in the Holiday  Season.  We are so fortunate and there are so many people that struggle  just to have the basic necessities much less extra money for toys for their  children.  I remember how excited I would be as a child just to have a new  toy under the tree.  We want to give that joy to other children at  Christmas.

We’d also like to give a shout out to Christy Curtis, a Coldwell Banker Realtor in Truckee. Thanks to her generosity we were able to get Mick a great deal on skiing at Alpine Meadows. She offers a ski pass to  clients and referral agents.

REMEMBER… If you are MOVING or KNOW SOMEONE WHO IS, we have GREAT AGENTS to whom we can refer with   confidence! If you or someone you know needs to buy or sell property somewhere else in   the country, keep us in mind. In return for the lead, we’ll give you a chance to   win our Rewards contest for a weekend in Tahoe. And you agents out there across the country who are receiving this newsletter, you are on our referral list for your area! _____________________________________________________         Special Rates on Vacation Rentals

ANYTIME is the perfect time for visiting Lake Tahoe. Our Lake  View condo — a lovely 2 bedroom, 2 bath condominium available  for rent in Tahoe City at Tahoe Marina Lodge,  a lake front complex, is in Tahoe City and great for water activities or  hiking in the summer and skiing in the winter.  Our unit has panoramic lake and mountain views yet is within  walking distance to shops and restaurants. Tahoe is an excellent place to get  away from the fast pace of city life and enjoy nature. This is the condominium  we use for our Rewards for RE-ferrals.

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A special “Thank You” goes out to Christy Curtis, the Coldwell Banker Realtor whose team serves the Lake Tahoe area. She offers special ski deals for referral agents and clients. E-mail is and we will put you in touch with her. Thanks to her Mick got special rates on lift tickets for Alpine Meadows. As for me, my skiing days are over. Here is Mick at the top of the Lake View chair. With 5 days of skiing under his belt, he became a believer in Epsom Salts! - Janis Stone

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Interest Rates
Our trusted advisor, Michael Divita is eager to help you with your mortgage needs. He publishes a weekly mortgage report on our blog.

With   all the turmoil in the stock and bond markets, mortgage rates change day to day! However,   interest rates have been very low for a long time. Now might be the time to take   advantage of them!
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Sales Activity
STILL AVAILABLE	Russian Hill Co-op
	Spectacular Golden Gate Bridge, Alcatraz & North Bay VIEWS from this     10th floor 2 bedroom, 1 bath cooperative apartment.   The open floor   plan   allows you to enjoy views from almost any room   and a slate   terrace is   accessible from the living room & master   bedroom.   Fabulous City   views are seen from the guest bedroom,   breakfast area   & remodeled   kitchen. There is 1 car parking &   storage. The   co-op is being sold fully   furnished so you can move in   immediately!   The HOA fees include all   utilities. The Fontana East is a   full   service cooperative building with   doorman service, guest   parking.   Great location near Ghirardelli, Aquatic   Park great   restaurants,   shopping and transportation. Perfect front row   seats for   the   upcoming America’s Cup. Listed at $1,195,000
SALE PENDING	Lower Pacific Heights Home
	Elegant Victorian on an extra wide lot (30′x110)with high ceilings, hardwood   floors, lovely details & moldings & 3 fireplaces. Grand scale living   room has a gas fireplace & adjacent office and opens to the formal dining   room. The sunny, remodeled chef’s kitchen with breakfast area has honed granite   counter tops, 6 burner gas range & stainless steel appliances. The adjacent   family room has a bar & pantry and full bath. Huge French doors lead to a   sheltered deck with gas fireplace and a protected garden/play area. A curved   staircase with original wainscoting leads to upper level which has 4 bedrooms   each with its own remodeled en-suite bath. There is a washer & dryer on   this level as well as another one in the 2 car garage. Listed at $2,695,000
SOLD	North Beach  Condo
	Top floor, light filled 2 bedroom, 2.5 bath, contemporary view condo on 2 levels   in the heart of North Beach. Constructed in 2007 this condo has custom finishes   including concrete flooring with radiant heat, skylights, gas fireplace with marble   surround & floor to ceiling windows. The open floor plan provides views of   Coit Tower & the City from the living/dining room & kitchen with an   attached deck. The kitchen features stainless steel appliances, Corian &   marble counters & designer cabinetry. The lower level has the 2 bedrooms   with ensuite baths & both have access to the large tiled terrace with a custom   hot tub, in unit laundry, storage and 1 car parking. Walkscore of 98! Listed at $849,000 sold for $892,000
SOLD	Mission Bay Condo
	The Madrone is a new complex  located close to Pac Bell Park and features a full service building. This sunny 2 bdrm/2 bath residence has a very large private  patio and views of the Ball Park, Bay Bridge, City and Bay. The finishes are  exceptional with custom oak flooring, Domas & Domas cabinetry &  Caesarstone countertops. The living experience is 5 star with amenities that  include a 24/7 front desk, outdoor pool, a BBQ area directly off the pool &  club room, theater, state of the art fitness center, spa center with both a  sauna & steam room, a meeting room, business center. Madrone is centrally  located in Mission Bay and walking distance to A.T&T Park, shopping &  local hot spots. Listed and sold for $1,029,000
See you next month!
Janis Stone DRE# 00517072	Thea Miller DRE# 01382829

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