Did you know that purchase offers are not necessarily determined by the highest bidder? An all cash offer is king. The 2nd most attractive offer is “bank pre-approval” which is “as good as cash” pending property determination. Loan approval is a bank commitment to give you money based on your income, assets, and credit rating on a property address yet to be determined.

As a smart investor you will set yourself apart from the rest if you qualify for financing before looking for a home. That will augment your offer’s acceptance when you do find one. If you would like a “no cost” bank pre-approval, please call Michael DiVita at  (800) 239-1103.

Michael G. DiVita
President and Broker
DRE # 01372066
NMLS # 241655

Michael DiVita is a Californian, an alumnus of Loyola High School, Santa Clara and California State Universities. He grew up in Beverly Hills and began his mortgage career in Westwood. After several years he moved to San Diego where he started the company, DiVita Home Finance Inc. He later married and relocated with his family to San Francisco. He has firsthand knowledge of Southern and Northern California real estate and business associates throughout the state. Personal service and loans tailored to your needs are his priority. In these challenging times, be assured he will supervise your loan from start to finish. You will speak directly to Michael.